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Humm

Because your smile is forever, investing in its future is always worthwhile.
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Flexible options
up to $50,000
up to 120 months for bigger plans
Payment Plan Options

How does Humm works?

Our partnership with Humm  allows you to get your dental work now, while giving you the flexibility to pay it off in up to 120 months for amounts up to $50,000!

Find out more here: https://www.hummloan.com/how-it-works/

*Please note that setup, monthly and interest rates fees vary according to the loan amount.

Get started using Humm

Sign up for Humm at their website or use their mobile app.

We recommend you sign up for Humm prior to your dental appointments as the application process can take some tim

Book your dental appointment online or call us.

You will need to know the cost of your treatment before finalising your payment plan with Humm. We recommend booking for a Comprehensive New Patient Examination so we can formulate a dental treatment plan for you.

Let us know the amount you wish to finance with Humm so we can finalise the plan with you.

Once approved for the plan, you can book in to get your dental treatment done!

Humm Terms & Conditions

Other Payment Plans

Unlock your smile with our various payment plan partners at Dental at Keys. Click the button below to learn about our other payment plan options.

Frequently Asked Questions

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What is Humm?

Humm is a flexible finance option from hummgroup that gives patients more control over how they pay for dental and other healthcare treatments. It’s designed to help you spread the cost of your care while keeping your budget in check. The product is fully compliant with the National Credit Code (“NCC”) and all relevant consumer credit laws.

With Humm, you can apply for up to $50,000 in funding and repay it in fortnightly or monthly instalments over a term ranging from 3 to 120 months*.
*Fees, interest rates, and charges (if applicable) depend on the loan amount, the type of product, and the participating merchant. All applications are subject to credit assessment criteria.

The easiest way to apply is through the Humm app, which allows you to sign up, track your spending, and manage your account in one place. With the app, you can:

Apply for a pre-approved spending limit

View your purchase history

Make extra payments without fees

Track repayments and plan your next treatment

In many cases, Humm provides instant approval so you can proceed with your treatment straight away. Occasionally, additional checks may be needed, so we recommend setting up your account in advance to avoid delays on the day of your appointment.

Can I make extra repayments or pay off my balance early?
Yes—you can make additional repayments or clear your balance ahead of schedule without any penalties. This gives you the flexibility to reduce interest (if applicable) and finish your payments sooner.

If you miss a scheduled repayment, a late fee may apply. To avoid extra costs, it’s best to keep your payment schedule on track.

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